The Health Insurance Department, otherwise referred to as the Idaho Health Insurance Exchange, can help you find affordable health care coverage. The State of Idaho has established its own health care insurance department to carry out the functions and activities related to providing health care to its residents. The department’s main goal is to promote better insurance consumer options by establishing and maintaining an open market for insurance companies to participate in the State’s insurance program. The goal is to protect and ensure the economic well-being of the State of Idaho.
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The Health Insurance Department is divided into two main offices: The Office of Insurance Regulation and the Office of the Secretary of Insurance. The Secretary of Insurance can deny or approve all or part of a request for health insurance from any business or individual for the coming year. The Division of Insurance is responsible for the licensing and regulation of health care insurance agents, processors and representatives. The Secretary of Insurance also collects premium payments from providers of health care insurance and determines the amount of reimbursement, if any, from those companies for any lost revenue during a year’s period of coverage.
The State of Idaho has developed a health care delivery system to deliver health care to all residents of the State free of charge. Idaho’s Health Insurance Division offers an approved form of health care insurance for all residents of the State that meets certain requirements. The insurance programs are available to all individuals and employers who employ at least one full time person in their company and include emergency and Medicare provisions. Contact your local insurance agent or check out our website for more information.